Underwrite the car, not an estimate of it.
Steer AI, the AI infrastructure for the used-car economy, turns the inspection into a dated record of condition and value — exterior, engine, battery, suspension and brakes — delivered to underwriting and claims through Steer OS.
Risk priced on declarations
What isn't measured is paid for later.
Policies and loans start from what the seller says. At claim time, no one can prove the car's state on day one.
Insurance fraud detected in France in 2025, all lines combined.
Motor insurance fraud detected in France in 2023.
For a dated condition report at the point of sale or financing.
The evidence flow
From point of sale to claim.
Three moments where a dated record replaces a declaration.
01Inspect the car when it is sold or financed
The dealer runs the standard capture and road test at the point of sale, so the policy or loan starts from measured facts.
02Receive a dated record in your systems
Condition, health and value arrive as one dated report, through Steer OS, into underwriting and collateral tools.
03Compare at claim time
The adjuster compares the damage with the record from day one. Pre-existing damage is no longer a debate.
Questions from insurers and lenders
Before a pilot.
Yes. Every inspection follows the same capture and the same short road test — accelerate, brake, U-turn — so results can be compared across sites and partners.
A dated evidence report per car — exterior, engine, battery, suspension and brakes — available in Steer Autos and through Steer OS to your own systems.
With a demo, then a scoped pilot on a set of vehicles or sites. We agree the protocol and the data you need before the first car.
Steer OS is built to bring the inspection, the price and the documents into the tools you already use, from your DMS to your claims or fleet systems.
Start from measured facts.
A dated condition record for every car you insure or finance.